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                <a href="/en/Index.aspx">Home</a> > <a href="/en/Biz/CoreAsset/Overview.aspx">Our Business</a>
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                    Consumer & Modern Services</a> > Consumer Services > Zhengqi Financial</p>
            <p class="title_big">
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                Zhengqi Anhui Financial Holding Co., Ltd.</p>
            <div class="s_info">
                As a member of Legend Holdings, the Zhengqi Anhui Financial Holding Co., Ltd. (“Zhengqi
                Financial”) is dedicated to providing financial services for small- and medium-sized
                enterprises and specializes in similar financial business. It was established in
                October 2012 in Hefei city, Anhui province with 1.5 billion yuan (US$ 238 million)
                in registered capital.<br />
                <br />
                Zhengqi Financial is dedicated to be:
                <p class="icon_line">
                    A tier-one provider of financial services for small- and medium-sized enterprises,
                    and a benchmark and leader for the similar financial industry.</p>
                <p class="icon_line">
                    A valuable, long-term partner for shareholders, customers, business partners and
                    employees, sharing mutual interests.
                </p>
                <p class="icon_line">
                    A trustable, respected, and influential holding company in similar financial business.</p>
                <br />
                Zhengqi Financial will integrate various resources through acquisitions and sponsorship,
                and gradually develop its service offering, including financing and guarantee, microcredit,
                pawn brokering, financial leasing, and investment. It is building a similar financial
                service mart that provides full spectrum of financial services, covering a full
                life cycle, to small- and medium-sized technology-intensive enterprises with good
                market prospects.<br />
                <br />
                The company acquired three similar financial companies in the Hefei city in November
                2012 – the Hefei Innovative Financing Guarantee Co., Ltd., Hefei Guozheng Microcredit
                Co., Ltd., and Anhui Jinfeng Pawn Co., Ltd. – thereby laying a solid foundation
                for its further development.<br />
                <br />
                The Chinese classic, The Art of War, Sun Tzu states “Fan Zhan Zhe, Yi Zheng He,
                Yi Qi Sheng” (In fighting, the regular method may be used for joining in battle,
                but the non-regular method is needed in order to secure victory). For Zhengqi Financial,
                the characters “zheng” and “qi” in its name mean that it sticks to an established
                development strategy, adopts professional and efficient operations, while doing
                its best to use any and all business opportunities and changing through innovation.
                Zhengqi Financial hopes to use both regular and innovative ways to provide quality
                financial services for small- and medium-sized enterprises, while working with them
                for mutual benefit and growth.
            </div>
            <p class="title_small">
                Brief introductions to its subsidiaries:</p>
            <p class="title_small">
                Hefei Innovative Financing Guarantee Co., Ltd.</p>
            <p class="s_info">
                Hefei Innovative Financing Guarantee Co., Ltd. was founded with the approval of
                the Anhui provincial finance office. By the end of October 2012, it had 2.97 billion
                yuan (US$ 471 million) in outstanding guarantees, with 341 customers in that area.
                For the past several years, it has provided financing guarantees valued at 15.3
                billion yuan (US$ 2.43 billion) for 4,725 projects undertaken by 1,378 small- and
                medium-sized enterprises, with no losses reported. In a number of areas, it was
                in fact in a leading position among the province’s guarantee companies, or even
                across the country as a whole.<br />
                <br />
                The company has also won various awards, such as one for being an “Outstanding guarantee
                company supporting small- and medium-sized enterprises in the global financial crisis”,
                and for being an “Outstanding pioneer in China’s guarantee industry” and one of
                the “Top 10 guarantee companies in Anhui province”.
                <br />
                <br />
                On May 14, 2009, China Central Television Channel 2’s Economic News program carried
                special coverage on this company for having helped small- and medium-sized enterprises
                in getting through their difficulties in financing.</p>
            <p class="title_small">
                Hefei Guozheng Microcredit Co., Ltd.
            </p>
            <p class="s_info">
                Hefei Guozheng Microcredit Co., Ltd. was established on December 26, 2008 with the
                approval of the Anhui provincial finance office and was the first microcredit company
                in the city of Hefei. By the end of October 2012, it had 444 million yuan (US$ 70.48
                million) in outstanding loans. Over the past several years, it has provided 5.02
                billion yuan (US$ 797 million) worth of loans, and recovered 4.58 billion yuan (US$
                727 million) in loans. Its earned interests from loans amounted to 204 million yuan
                (US$ 32.38 million), with profits above 150 million yuan (US$ 23.8 million), and
                paid taxes of more than 46 million yuan (US$ 7.3 million).<br />
                <br />
                The company was among the Top 100 most competitive Chinese microloan companies for
                both 2010 and 2011, and won the “microloan company with greatest growth potential”
                award for 2011.<br />
                <br />
                In March 2011, it was given Anhui’s “model unit for financial innovation work” award
                in 2010, the only microcredit company in the province to get the award.</p>
            <p class="title_small">
                Anhui Jinfeng Pawn Co., Ltd.
            </p>
            <p class="s_info">
                Anhui Jinfeng Pawn Co., Ltd. was founded with the approval of the original State
                Economic and Trade Commission .It is mainly involved in pawnshops handling movable
                property, real estate, and property rights, as well as sales of unredeemed items,
                and assessment, evaluation, and consulting.<br />
                <br />
                By the end of October 2012, it had 3.67 billion yuan (US$ 582 million) in pawn loans
                for 693 small- and medium-sized companies, without any unredeemed items. The loans
                have helped relieve many small- and medium-sized companies of their difficulties
                in working capital turnover and have contributed to the healthy development of local
                small businesses, with social and economic benefits.<br />
                <br />
                For five consecutive years, the company got the “model unit in trustworthy, honest
                operations” title from the Anhui Pawn Trade Association.</p>
            <div class="business_infobar">
                <img src="/!images/leader_ynh.jpg" />
                <p class="business_leader">
                    Yu Nenghong<br />
                    Chairman and President, Zhengqi Anhui Financial Holding Co., Ltd.</p>
                <p class="clear">
                </p>
                <p class="business_info">
                    Mr. Yu Nenghong is the Chairman and President of Zhengqi Anhui Financial Holding
                    Co., Ltd., in charge of its overall strategic planning, management, and operations.
                    He has worked for a long time in the investment and financing business and has founded
                    several innovative financing and guarantee enterprises, such as the Hefei Innovative
                    Financing Guarantee Co., Ltd. and Hefei Guozheng Microcredit Co., Ltd. He has won
                    the “Outstanding contribution in financing and guarantees for small- and medium-sized
                    enterprises” award, the “Talent in China’s pawn business” award, and the “Top 10
                    leaders in Anhui province’s pawn business” award.<br />
                    <br />
                    Yu graduated from the Finance Department of the Anhui University of Finance and
                    Economics and has earned an EMBA degree from the China Europe International Business
                    School (CEIBS).
                </p>
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